Conditions Air Europa SUMA Visa

9,000 SUMA Miles once you have made your third purchase with the card, regardless of the subscribed payment method.

Air Europa SILVER card: Any SUMA Visa cardholder who makes three purchases will obtain an Air Europa SUMA Silver card, valid for 1 year. Your SILVER card will be renewed annually if you earn 3,000 SUMA Miles through purchases made with your VISA card during the year.

Credit limit: up to 5,000 euros. No card issuance or maintenance fee (main card/additional cards).

Method of payment: the card is issued with the deferred payment on purchases (revolving credit) modality. The monthly payment will be 3% of the drawn balance with a minimum amount of €18. This amount only applies to the deferred payment on purchases (revolving credit) modality. The cardholder can always change the payment modality by choosing the percentage or fixed amount to pay, or full month-end payment, with a simple phone call or online at www.bankintercard.com.

With the Deferred Payment on Purchases (revolving credit) modality: NIR 18.36% (19.99% APR). Representative examples based on the hypothesis that the contract remains in force for its entire term and the Parties comply with their obligations in accordance with the agreed terms and conditions. For a €5,000 drawdown made on the first day of the month, with a fixed fee, payable over 12 months, based on the hypothesis that no further drawdowns are made during this period. NIR 18.36% (19.99% APR), with 11 monthly payments of €459.26 and a final payment of €459.22. Total amount to be paid: €5,511.08.
With Cash withdrawals on credit at ATMs and Cash transfers to current account: NIR 18.36% (19.99% APR). For a €5,000 drawdown made on the first day of the month, with a fixed fee, payable over 12 months, based on the hypothesis that no further drawdowns are made during this period, NIR: 18.36% (19.99% APR), with 11 monthly payments of €459.26 and a final payment of €459.22. Total amount to be paid: €5,511.08.

With the End-of-Month modality: no interest.
You can choose these two financing options in this modality:
a) Deferred Payment at Stores: NIR 15.00% (16.08% APR). With the store deferred payment service, customers can use the store POS terminal to set up 3, 6, 9, 12 monthly instalments to pay for purchases with a minimum cost of €60. For a €5,000 drawdown made on the first day of the month, with a fixed fee, payable over 12 months. NIR 15.00% (16.08% APR), with 11 monthly payments of €451.29 and a final payment of €451.31. Total amount to be paid: €5,415.50. b) Transaction financing: NIR 15.00% (16.08% APR). The Transaction Financing service allows you to pay off one or multiple purchases totalling a minimum of €90.00 over 3 to 36 months, keeping the end-of-month payment method for everything else. For a €5,000 drawdown made on the first day of the month payable over 13 months and an NIR 15.00% (16.08% APR), an initial payment of €62.50 (which only includes interest), and then 11 instalments of €451.29 and a final payment of €451.31. Total amount owed of €5,478. The APR may vary depending on the date of the contract.
More information on the associated card services on European Standardised Information.

Other advantages: you will accumulate Miles in the Air Europa SUMA loyalty programme with each purchase, a) with the deferred payment on purchases (revolving credit) modality: Ten Miles for every euro spent on direct purchases of Air Europa tickets, and two Miles for every euro spent on other purchases, and b) with end-of-month payments: Two Miles for every euro spent on direct purchases of Air Europa tickets, and 0.5 Miles for every euro spent on other purchases.

Welcome offer: 9,000 Miles once you have made your third purchase with the card, regardless of the payment method.

See the conditions of the Air Europa SUMA loyalty programme by clickinghere.

Cards issued by Bankinter Consumer Finance E.F.C., S.A. (hereinafter, "BKCF").

Hybrid Payment Institution registered with the Bank of Spain under no. 8832, with registered office at Avda. de Bruxelles 12, 28108 Alcobendas (Madrid) and registered in the C.R. of Madrid under V. 22,729, F. 181, S. M-259543 and Tax ID A82650672. The safeguard system chosen by BKCF to protect the funds received from its customers or through payment service providers when executing payment transactions is subject to the legally established procedure, whereby the funds are deposited in a separate current account opened in Bankinter, S.A.

Available European Standardised Information and Quarterly information on applicable fees and rates.